Friday, June 28, 2013

Raising Kids on a Single Income Budget

 mom and baby     
        Whether you’ve been a single mother for a while or are just beginning this journey,
many single moms will attest to the fact that you can raise great kids on a single income.
It will take some strategy and hard work, but it is very possible, and many women have done it.
Many adults who grew up in single parent homes will attest to the fact that
their mother or father was a remarkable hero,
modelling what it means to be both a hard worker and a nurturer.
        If you’re a single, working mother, you’ve probably had to tackle the childcare issue a few times in your past. If you’re newly single and living on one income for the first time, you may need a few tips on where to look to find quality, affordable childcare. Your kids are important, and it’s difficult to trust their well-being to someone who is not a trusted friend or member of your family. But great childcare does exist out there, and there are many affordable options. Help with child costs is available. Check with the United Way or with social services to find out what types of services you might qualify for.
        Cook, Don’t Eat Out
        After a long, rough day, it can be easy to take your kids through a drive thru after you pick them up from school or daycare. While it’s the easy option that alleviates stress in the moment, it’s not always the best option for your finances, health, or children’s habits. You’ll save a lot of money and be able to nurture your children’s physical health through purchasing food at the grocery store and cooking meals at home. If you don’t have time to cook and can’t imagine putting a healthy meal on the table every night, invest in a slow cooker. Many slow cooker meals are tremendously fast and easy -- just a matter of mixing ingredients in the morning, leaving them to warm all day, and coming home to a delicious meal.
        Shop Second-Hand
        Most second-hand stores and garage sales have many options of toys, clothing, books, and sporting equipment that are only gently used. You’ll be surprised at the cute clothing items and shoes you can provide for your kids at a fraction of the cost. First shop at second-hand stores and garage sales. If you can’t find items you need, shop sales in retail stores. By saving a few dollars with every purchase, you’ll have more money to stretch at the end of the month and can raise your kids with more peace and stability.
Paige One writes about a variety of topics, including how to help single mothers in need.